If You Have Questions, We Have The Answers
Whether you’re already age 65, are approaching Medicare-eligibility, or you’re looking ahead to your future retirement, you very likely have questions about Medicare.
At Collective Insurance Solutions, we are your one-stop resource for Medicare and have answers to all of your questions like:
• Can I keep my doctor?
• Is a Medicare Advantage (Part C), Medicare Prescription Drug Program (Part D) or Medicare Supplement (Medigap) plan right for me?
• What are the “parts” to Medicare?
• What prescriptions will be covered?
• What’s covered by “regular Medicare”?
• When can I enroll?
• When does my eligibility begin?
• Will I have deductibles?
• Will the plan cover me if I am traveling? What plans have a good quality rating?
Please keep in mind that timing is important. If you wait too long to enroll, there could be negative implications that can affect the cost of your Medicare and/or eligibility for Medicare coverage when you might need it the most.
Plan ahead and take the time to find the coverage that is best suited to your personal, medical, and financial needs. If the challenge of finding the right plan seems a little overwhelming, you can take comfort in knowing free help is available from Collective Insurance Solutions.
There are several “parts” of Medicare with coverage for specific services or items:
Part A: Hospital Insurance
Part B: Medical Insurance that covers eligible health care expenses
Part C: Also known as Medicare Advantage Plans, is a health coverage option run by private insurance companies approved by and under contract with Medicare. Includes Part A, Part B, and, usually, other coverage like prescription drugs. Plans may offer extra coverage, such as vision, hearing, dental, and/or health and wellness programs.
Part D: Helps cover the cost of prescription drugs and is available to everyone who is eligible for Medicare.
These plans may offer extra coverage, such as vision, hearing, dental, and/or health and wellness programs.